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March 14.2025
2 Minutes Read

Why Student Renters Insurance Is Essential for College Life

Cozy student apartment showcasing organized study area.

Understanding the Importance of Student Renters Insurance

As college students step into adulthood, they often find themselves navigating a new living environment that comes with responsibilities of independence. Along with managing their studies and social life, protecting their personal belongings becomes crucial. This is where student renters insurance plays a vital role.

What is Student Renters Insurance?

Student renters insurance serves to protect belongings like laptops, textbooks, and furniture from unforeseen incidents such as theft, fire, or water damage. Although similar to regular renters insurance, it focuses on items essential for college life, addressing the unique needs of students living in dorms or off-campus apartments.

The Cost of Not Being Covered

A study by the National Center for Education Statistics reveals that campuses are hotspots for theft, accounting for 44% of all criminal activities in college settings. With the average student spending over $1,200 annually on textbooks alone, having a solid insurance policy can save substantial costs down the line. For example, if a student’s laptop is stolen during a campus event, renters insurance can swiftly cover the loss, allowing students to focus on their education rather than financial burdens.

Renters Insurance: A Wise Investment for Students

While some might view renters insurance as an unnecessary expense, it can prove to be a wise investment. With policies often starting around just $14/month, the peace of mind offered is invaluable. Not only does it cover personal belongings, but also liability in case of accidents happening within the insured residence, providing extra protection in both dorms and apartments.

When to Get Your Own Policy

For students living on-campus, renters insurance can still offer essential coverage, especially if their university does not assume responsibility for their possessions. Many landlords off-campus require tenants to have renters insurance, making it a consideration for students looking for shared housing. Understanding your policy and discussing it with parents can also clarify potential coverage under existing homeowners insurance, especially for high-value items.

Taking Action: Get Insured Today

In conclusion, as college students embark on this exciting journey, protecting their belongings with renters insurance is a step towards financial security and peace of mind. With affordable options available, there’s no better time to consider securing your future and safeguarding your belongings.

Neighborly Know-How

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02.24.2026

Top Strategies for Recruiting Leasing Specialists in Competitive Apartment Markets

In today’s fiercely competitive apartment rental sector, recruiting exceptional talent for leasing specialist jobs isn’t just about filling vacancies; it’s about building market-leading teams that deliver remarkable resident experiences. Property Management Directors, Leasing Managers, Maintenance Supervisors, HR professionals, Multifamily Operations Managers, and Executive Recruiters are all facing the same monumental challenge: how do you identify, secure, and retain leasing talent that not only performs but transforms your community’s leasing results? Enter Kim Bolt-Davidson, Sales Executive at InterSolutions, and a guiding voice at the crossroads of multifamily staffing and talent strategy. With deep expertise in precision staffing for apartment communities, Kim reveals the industry’s most overlooked truths and unveils a modern playbook that prioritizes heart, mentorship, and operational excellence. In this report, Kim’s perspective becomes your roadmap to thriving in a hiring environment where every leasing specialist can make or break your property’s reputation—and your bottom line.Kim Bolt-Davidson’s Core Insight: Personality and Willingness Trump Experience in Leasing Specialist Jobs“One misconception is that you have to have experience. Which you do not. If someone is willing to be kind, want to learn, and get into the industry, we’re always willing to help them because you can teach the mechanics... but you cannot teach personality kindness and the customer experience.”— Kim Bolt-Davidson, InterSolutionsAccording to Kim Bolt-Davidson, the entire paradigm of recruiting for leasing specialist jobs needs to shift. Leaders often believe that experience is non-negotiable, yet this mindset can inadvertently filter out the kind of proactive, teachable, and people-centric individuals who drive the most value for apartment communities. 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This shift not only broadens your talent pool but also ensures your property remains competitive, attracting renters who make decisions based on trust and comfort—qualities that only truly people-first leasing specialists can deliver.While focusing on the right personality traits is essential, it’s equally important for property management leaders to recognize the subtle ways their own management style can impact team dynamics and recruitment outcomes. For a deeper look at how personal boundaries and leadership habits influence business health, explore the insights in recognizing and overcoming codependency in your business.Why Recruiting with a Heart Matters in Competitive Apartment Markets“Your personality will shine through and people lease and do business with people that they’d like because you feel comfortable with that person. They just need to build trust in that relationship. 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This holistic approach not only streamlines hiring outcomes but also cements your property as a “destination employer” in the eyes of today’s best rental housing talent.Key Takeaways: Elevate Your Leasing Specialist Recruitment Strategy TodayExperience is teachable; personality isn’t – hire for attitudeMentorship enhances onboarding success and long-term retentionTrust building is central to leasing success and business growthStrategic staffing partners streamline and optimize hiring outcomesIn the words of Kim Bolt-Davidson, the path to premier leasing specialist job performance is paved with kindness, ongoing mentorship, and operational agility. Every leader in the property management industry has the power to elevate their hiring and retention strategy by focusing on what truly moves the needle: the people, not just the resumes. 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Whether you’re looking to fill a single position or build your entire onsite team, InterSolutions brings the people, process, and passion required to help you win in every market every time.

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